2025年8月6日，全球著名的信用风险专家——比利时鲁汶大学经济学院Bart Baesens教授因病医治无效，离开人世，享年50岁。Bart Baesens教授由于学术成果高产和高质，在个人信用评分、小微企业信用评级、欺诈监测、社交网络分析、模型风险、全流程信用风险管理等领域研究成就斐然，他不仅和工业界密切合作，而且活跃在各种重要的学术专业会议论坛上，所以被业界公认为全球最有影响力的信用风险专家之一。
Bart Baesens教授是比利时鲁汶大学的大数据与分析学教授（经济学），同时也是英国南安普顿大学的讲师（管理学）。早在2008年就出版了《信用风险管理：基本概念》一书。
他在大数据与分析、信用风险建模、欺诈检测和市场营销分析领域拥有丰富的研究经验。他与他人合作撰写了250多篇科学论文和16本著作，其中一些已被翻译成中文、日语、韩语、俄语和哈萨克语，全球销量超过4万册。
他已经指导了十几位博士，包括在多位中国博士、博士后和访问学者。经常参与中国相关的信用风险学术研讨。
Bart Beasens教授去世之后，国内信用风险领域比较有影响的两家专业学术机构——全联并购公会信用管理专委会（PCCM）和北京信用学会（BCS）向其所在的机构和家属发去了慰问信（参见后文附录），对国际信用风险领域失去这样一个不可多得的重量级专家表示哀悼，并对Bart Beasens教授的学术成果继续进行研讨吸收，用于解决中国信用市场的复杂风险管理问题。根据最新的消息，比利时鲁汶大学经济学院院长已经收到该慰问信并第一时间表示感谢。
国内信用研究机构对Bart Beasens教授的慰问信（中文翻译）
收件人：
比利时鲁汶大学经济与工商管理学院Sophie De Winne院长
主题：对Bart Baesens 教授逝世的唁电
尊敬的De Winne院长：
谨代表全联并购公会信用管理专业委员会与北京信用学会，我们沉痛获悉鲁汶大学Bart Baesens 教授于2025 年8 月6 日逝世的噩耗。
Bart Baesens教授是全球信用风险领域最具影响力的学者之一，他的研究成果对学术理论与实践应用均产生了深远而持久的影响。
在这艰难的时刻，我们向其家人致以最诚挚的慰问和最深切的哀悼。
我们衷心感谢Baesens 教授为信用风险管理学科所做出的卓越贡献——他发表了大量高质量的学术论文，著有多部重要的学术著作，并倾心培养学者人才。我们尤为感激他对中国学者的支持以及对中国信用风险问题的长期关注。
作为专业学术机构，我们将在未来出版Bart Baesens 教授纪念研究报告专辑，以纪念他非凡的学术遗产和持久的影响力。
愿他的学术精神继续激励一代又一代学者。
此致
敬礼
全联并购公会信用管理专业委员会（PCCM）
北京信用学会（BCS）
2025-08-12
全联并购公会信用管理专委会（PCCM）简介
全联并购公会信用管理专业委员会是成立于2019年的全国性非赢利性专业研究机构。该机构汇集了国内外一流的信用管理相关专家和国际知名信用服务机构，大部分专家都有博士学位和海外工作背景。目前有电子期刊《全球AI与信用科技动态》。
网站：http://en.pccm-credit.com
北京信用学会（BCS）简介
学会于2021年4月成立，现有会员300余人，特聘研究人员30余人，大部分专家都有教授的学术背景，是目前中国规模最大的信用领域专业学术机构。
网站：https://www.bjcreditsociety.org.cn
Bart Baesens教授部分代表学术著作
（1）Credit Risk Management Basic Concepts: Financial Risk Components, Rating Analysis, Models, Economic and Regulatory Capital
Authors: Tony Van Gestel, Bart Baesens
Publisher: Oxford University Press
Get it on: Amazon
ISBN-13: 978-0199545117 | ISBN-10: 0199545111
Get an overview of everything that should be considered when undertaking credit risk management
Credit Risk Management: Basic Concepts is the first book of a series of three with the objective of providing an overview of all aspects, steps, and issues that should be considered when undertaking credit risk management, including the Basel II Capital Accord, which all major banks must comply with in 2008.
（2）Analytics in a Big Data World：The Essential Guide to Data Science and its Applications
Author: Bart Baesens
Publisher: Wiley and SAS Business Series
Get it on: Amazon | Wiley
ISBN-13: 978-1118892701 | ISBN-10: 1118892704
The guide to targeting and leveraging business opportunities using big data & analytics
By leveraging big data & analytics, businesses create the potential to better understand, manage, and strategically exploiting the complex dynamics of customer behavior.Analytics in a Big Data World reveals how to tap into the powerful tool of data analytics to create a strategic advantage and identify new business opportunities. Designed to be an accessible resource, this essential book does not include exhaustive coverage of all analytical techniques, instead focusing on analytics techniques that really provide added value in business environments. For organizations looking to enhance their capabilities via data analytics, this resource is the go-to reference for leveraging data to enhance business capabilities.
（3）大数据分析 数据科学应用场景与实践精髓
Author: Bart Baesens
Publisher: Wiley and SAS Business Series
Get it on: Amazon
ISBN: 9787115407450
《大数据分析 数据科学应用场景与实践精髓》是一本讨论大数据理论及应用实践的专著，从讨论理论界的前沿观点开始，之后转向讨论这些理论在日常商业活动中的实践应用。
《大数据分析 数据科学应用场景与实践精髓》首先介绍了大数据分析的业务应用场景、分析建模过程和主要任务，以及模型商用的关键点；接着讲述了数据收集、抽样和预处理的实施要点；之后系统性地讨论了各种模型技术及其应用，包括预测分析、描述分析、生存分析、社交网络分析等。在完成了这些理论知识和模型技术方法铺垫之后，就进入到实践应用部分，包括把分析活动转化为生产力的关键事项，以及各种应用实例。
《大数据分析 数据科学应用场景与实践精髓》帮助读者系统地梳理了各类模型方法的技术要点和应用要点，包括线性回归、Logistic回归、决策树、聚类、关联规则、序列规则、神经网络、支持向量机、套袋算法、Boosting算法、随机森林算法、生存分析等；本书还介绍了大量的应用实例，如信用风险建模、欺诈检测、营销响应提升模型、客户流失预测、自动推荐、网页分析、社交媒体分析，以及业务流程分析等。因此，对于从事大数据分析相关工作的人士来说，本书是一本难得的实务指南；对于高等院校相关专业的师生来说，本书是一本非常好的课外阅读材料，特别是书中关于如何把分析变成生产力的章节部分，相信一定能给他们很多的启发和思考。
（4）Profit Driven Business Analytics
A Practitioner’s Guide to Transforming Big Data into Added Value
Authors: Wouter Verbeke, Cristian Bravo, Bart Baesens
Publisher: Wiley and SAS Business Series
Get it on: Amazon
ISBN-13: 978-1119286554 | ISBN-10: 1119286557
Maximize profit and optimize decisions with advanced business analytics
Profit-Driven Business Analytics provides actionable guidance on optimizing the use of data to add value and drive better business. Combining theoretical and technical insights into daily operations and long-term strategy, this book acts as a development manual for practitioners seeking to conceive, develop, and manage advanced analytical models.
（5）Fraud Analytics
Using Supervised, Unsupervised and Social Network Learning Techniques
Authors: Bart Baesens, Veronique Van Vlasselaer, Wouter Verbeke
Publisher: Wiley
Get it on: Amazon
ISBN-13: 978-1119133124 | ISBN-10: 1119133122
Detect fraud before damage cascades
Fraud detection is more valuable the sooner it is made, because further losses are prevented, potential recoveries are higher, and security issues can be addressed more rapidly, as such avoiding cascading damage to an organization. Detecting fraud in an early stage however is harder than detecting it in an evolved stage, and requires specific techniques discussed in this book.
（6）Credit Risk Analytics
Measurement Techniques, Applications, and Examples in SAS
Authors: Bart Baesens, Daniel Roesch, Harald Scheule
Publisher: Wiley and SAS Business Series
Get it on: Amazon
ISBN-13: 978-1119143987 | ISBN-10: 1119143985
The long-awaited, comprehensive guide to practical credit risk modeling
Credit Risk Analytics provides a targeted training guide for risk managers looking to efficiently build or validate in-house models for credit risk management. Combining theory with practice, this book walks you through the fundamentals of credit risk management and shows you how to implement these concepts using the SAS credit risk management program, with helpful code provided.
（7）Managing Model Risk
Lessons and experiences from industry and research on the challenges and dangers of analytical models
A managerial guide to deal with today’s challenges surrounding predictive and other analytical models!
Buy the book on Amazon.com, .co.uk, .fr, .de, .es, .it, .co.jp, .ca, .com.au.
Get up to speed on identifying and tackling model risk!
Managing Model Risk provides data science practitioners, business professionals and analytics managers with a comprehensive guide to understand and tackle the fundamental concept of analytical model risk in terms of data, model specification, model development, model validation, model operationalization, model security and model management.
Providing state of the art industry and research insights based on the author’s extensive experience, this illustrated textbook has a well-balanced theory-practice focus and covers all essential topics.
（8）Customer Lifetime Value Modeling with Applications in Python and R：
Lessons and Experiences from Industry and Research on how to Become a Customer-Centric Organisation
A managerial guide to deal with today’s challenges in CLV modeling!
Buy the book here: Amazon, Amazon.fr, Amazon.co.uk, Amazon.de, Amazon.es, Amazon.it, Amazon.co.jp, Amazon.ca, Amazon.com.au
Get up to speed on measuring and modeling Customer Lifetime Value!
Managing Customer Lifetime Value provides marketeers, data science practitioners, business professionals and analytics managers with a comprehensive guide to understand, model, analyze, manage and deploy Customer Lifetime Value!
Providing state of the art industry and research insights based on the author’s extensive experience, this illustrated textbook has a well-balanced theory-practice focus and covers all essential topics.
More information: www.clvbook.com
对英国爱丁堡大学董轶哲教授提供相关信息表示致谢！
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